Scheme

One-Time Investment Plan with Up to 15% Benefit

BMG Lumpsum Silver Saving Scheme

The BMG Lumpsum Scheme is a simple one-time payment plan designed for customers who want to invest and purchase premium silver jewellery with added benefits. With a minimum investment of ₹10,000, the scheme runs for 330 days and offers up to 15% additional benefit on the advance amount at the time of completion. Customers can utilise the scheme amount to purchase jewellery between the 331st and 345th day. To qualify for the benefits, the investment must be maintained for a minimum holding period of 165 days. This plan provides a convenient and rewarding way to save and purchase jewellery from BMG Jewellers.

Join Lumpsum Scheme

Pay Anytime, Any Amount and Earn Attractive Bonus Benefits

BMG Smart Pay Flexible Saving Scheme

The BMG Smart Pay Scheme is a flexible jewellery saving plan designed for customers who want complete freedom in their payments. You can pay any amount anytime within 330 days, starting from a minimum payment of ₹100 per transaction. Based on how early the payments are made, customers can enjoy bonus benefits up to 9% on the total amount paid. The accumulated scheme amount can be used to purchase jewellery between the 331st and 345th day. To qualify for the scheme benefits, the payment must be maintained for a minimum holding period of 165 days. This plan is ideal for customers who want a convenient and flexible way to save and purchase premium jewellery from BMG Jewellers Madurai.

Join Smart Pay Scheme

Simple Monthly Payments with Attractive Completion Benefit

BMG Bright Monthly Saving Scheme

The BMG Bright Scheme is a convenient monthly jewellery saving plan designed for customers who prefer structured payments. Customers can start saving with a minimum monthly amount of ₹1,000 (or multiples of ₹1,000) for a tenure of 11 months (approximately 330 days). At the end of the scheme, customers receive a benefit equivalent to one month’s instalment, which can be used towards purchasing jewellery. The scheme amount can be utilised for jewellery purchases between the 331st and 345th day. To qualify for the scheme benefits, customers must make at least 5 payments on or before the due date. This plan offers a reliable and rewarding way to save monthly and purchase premium jewellery from BMG Jewellers Madurai.

Join Bright Scheme

General Conditions

• This scheme is open to individuals who are citizens of India and aged 18 years and above with valid identification proof.

• All amounts paid by the customer are treated as advance payments for purchase in near future, in value (₹) and not in metal weight. The Scheme Eligible Amount will include the total amount paid along with the eligible scheme benefits. At end of scheme tenure, customer must retain valid proof of payments to claim scheme benefits under each scheme.

• Scheme Eligible Amount (all schemes) are applicable only for purchases of jewellery and cannot be converted or refunded in cash. Scheme Eligible Amount claimed only after completing 330 days from the date of joining and must be claimed between the 331st and 345th day. If the Scheme Eligible Amount claim is not made within 345 days, the scheme and its related benefits will automatically lapse.

• GST, Making charges, Hallmarking charges, Stone charges, and any other charges, etc., are applicable extra at the time of jewellery purchase under the scheme/s.

• Scheme Eligible Amount can be used only to buy Gold-Polish Silver Jewellery and Silver Articles from BMG Jewellers, at the prevailing prices on the date of purchase.

• All payments must be made directly to BMG Jewellers through authorised modes (cash, UPI, card, or bank transfer) with valid receipts issued. Customers are responsible for timely payments, and payment cannot be made after 330 days.

• In the event of any default, the value of any gift issued under the scheme will be deducted from the customer’s payments, and all scheme benefits or bonuses shall stand forfeited. The proportionate bonus under the scheme is subject to the customer’s Sustained Payment Records as per the scheme terms and will be granted solely at the discretion of the company. “Default” refers to discontinuing the scheme or failing to make payments as per the plan terms within the specified period.

• For cash payments, customer must pay directly at the branch counter and obtain a valid receipt.

• In case the scheme card or passbook is lost, a replacement will be issued upon payment of applicable charges. Scheme transfers or conversions from one plan to another are not permitted.

• The company reserves the right to revise, suspend, or withdraw any scheme without prior notice. All disputes arising under this T&C shall be subject to exclusive jurisdiction of the courts located in Madurai, Tamil Nadu, India.

• Scheme Eligible Amounts are strictly for jewellery purchase; no cash refunds will be issued.